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Passive Income doesn’t exist.. I’m sure you’ve heard someone say that!

I don’t agree with that because I know there are certain methods you can explore to legitimately & legally earn income while you sleep.

Today we’re going to break down the Top 5 Passive Income Methods that ACTUALLY increase your wealth over time.

None of these methods are meant to be a get-rich-quick scheme or will get you in trouble with the law — all are legit and once you set them up, you will start earning.

What is it?
A high-yield savings account (HYSA) is just a savings account — like the one you might already have at your bank — except it pays you a much higher interest rate on the money you deposit.

How do you create Passive Income?
When you deposit money into a HYSA, the bank pays you a percentage of your balance as a "thank you" for letting them hold your funds. That percentage is called the interest rate (or APY — Annual Percentage Yield).

Here's an example:

With a traditional savings account at a big bank (which might offer only 0.01% APY), that same $5,000 would earn you about $0.50 for the year. That's the difference.

What is it?
Imagine you own a small piece of a very successful business. Every few months, that business deposits a check into your account just because you're one of the shareholders

In return, that company shares a portion of its profits with you on a regular schedule.

That regular payment is called a dividend, and it's one of the most popular forms of passive income in the investing industry.

How do you create Passive Income?
Once you own dividend stocks, the income process is almost entirely automated:

Here's an example:

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What is it?
A REIT (Real Estate Investment Trust) is a company that owns and operates profitable real estate. When you invest in a REIT, you're buying a small ownership stake in that company.

How do you create Passive Income?
REITs make money by collecting rent from the properties they own. By law, REITs are required to pay out at least 90% of their taxable income to shareholders as dividends.

Here's an example:

What is it?
A direct deposit account turns your everyday checking and savings account into a tool that actively grows your money, especially when you set up direct deposit.

SoFi is an online financial company that provides these mixed checking & savings accounts that provide a much higher interest payment than your traditional bank.

How do you create Passive Income?
The more money you invest into your direct deposit account the higher interest you are paid. Think of it like this — you were already going to save this money anyway, why not put it into an account that will earn you more money on autopilot.

Learn More about SoFi Accounts 👇

💰SoFi Personal Loans (Take out money for Bills)

💰SoFi Student Loan Refinancing (Refinance your Existing Student Loans)

💰SoFi Private Student Loans (Finance your College Tuition)

💰SoFi Checking & Savings Account (Create account with $50 + Get $25 bonus back)

💰SoFi Active Investing Account (Create account with $25 + Get $25 bonus back)

💰SoFi Crypto Account (Deposit $50 + Get $25 bonus back)

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What is it?
Fidelity's Cash Management Account was built to combine the everyday functionality of a checking account with the earning power you'd expect from an investment platform.

It looks and acts like a checking account for your daily spending, but your extra cash is automatically put to work earning interest in the background, the moment it hits your account.

How do you create Passive Income?
Your uninvested money is automatically placed into a money market fund — a type of low-risk investment that combines cash from many people and invests it in safe/short-term instruments (securities/treasury bills).

There’s no right or wrong method to making passive income. I would highly encourage you to try out at least one of these methods to build your wealth.

The true secret is being consistent and continuing to invest additional money into these opportunities so they can grow for you — even while you sleep.

All of these options are free to open you just need some initial money to deposit.

👉 Hit ‘Reply’ and let me know, What Passive Income methods do you use?

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👉 💰 How to Make Passive Income with Dividend Investing

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